Privacy Policy

Cox Financial represents Medicare Advantage HMO, PPO, PFFS, and Prescription Drug Plan organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Every year, Medicare evaluates plans based on a 5-star rating system. Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply. Cox Financial is a non-government website and is not endorsed by the Centers for Medicare and Medicaid Services (CMS), the Department of Health and Human Services (DHHS) or any other government agency.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

Privacy Policy

Last updated: Aug 5, 2024 3:30 PM

We value your privacy very highly. Please read this Privacy Policy carefully before using the

http://www.wymedins.com

Website (the "Website") operated by Cox Financial in Utah, United States ("us," "we," "our") as this Privacy Policy contains important information regarding your privacy and how we may use the information we collect about you.

Your access to and use of the Website is conditional upon your acceptance of and compliance with this Privacy Policy. This Privacy Policy applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.

By accessing or using the Website, you agree to be bound by this Privacy Policy. If you disagree with any part of the Privacy Policy, then you do not have our permission to access or use the Website.

What information we collect, where we get this information, and how we use this information

We collect any and all information that you enter on this Website. In the last 12 months, we have collected the following information about individuals using our Website:

Category of informationSpecific piece of informationWhere we get this informationHow we use this informationIdentifying informationName

Information submitted by the consumer.

Enforcing our Terms of Service;Performing services;Processing or fulfilling orders or transactions;Processing payments;Providing customer service;Verifying customer information.

Identifying informationPhone number

Information submitted by the consumer.

Enforcing our Terms of Service;Performing services;Processing or fulfilling orders or transactions;Processing payments;Providing customer service;Verifying customer information.

Identifying informationIP address

Tracking pixels;The observation and recording of activities by the business, such as through the use of cookies.

Analytics.

Identifying informationEmail address

Information submitted by the consumer.

Performing services;Providing customer service;Verifying customer information;Processing applications.

Identifying informationDevice identifier

Tracking pixels;The observation and recording of activities by the business, such as through the use of cookies.

Analytics.

Insurance informationApplications and any data contained therein

Information submitted by the consumer;Insurance companies (that you authorize).

Providing customer service;Processing applications.

With whom we share your personal information

In the last 12 months, we have disclosed and shared the personal information below with the following third parties for the following reason(s):

Category of personal information shared and disclosedSpecific piece of personal information shared and disclosedCategories of third parties with whom personal information is/was shared and disclosedReason(s) for sharing and disclosingIdentifying informationName

Customer management systems.

To market to you via email;To manage our interactions with you;To provide you with advertisements;To record voice calls.

Identifying informationPhone number

Customer management systems.

To market to you via email;To manage our interactions with you;To provide you with advertisements;To record voice calls.

Identifying informationIP address

Data analytics providers.

To prevent or investigate fraud;To analyze your interactions with us or our website.

Identifying informationEmail address

Customer management systems.

To market to you via email;To manage our interactions with you.

Identifying informationDevice identifier

Data analytics providers.

To prevent or investigate fraud;To analyze your interactions with us or our website.

Insurance informationApplications and any data contained therein

Customer management systems;Insurance companies (that you authorize).

To process applications;To manage our interactions with you.

Sale of your information

We do not sell your personal information. Please see the "Your Rights" section below for more information about exercising your privacy rights regarding sales of your personal information.

Cookies

A cookie is a small piece of data sent from a website and stored on your device by your browser. This Website collects cookies. Please visit our Cookie Policy to learn more about what cookies we collect, why we collect them, and how to change your cookie settings.

Children's privacy

This Website is intended for use by a general audience and does not offer services to children. Should a child whom we know to be under 18 send personal information to us, we will use that information only to respond to that child to inform him or her that they cannot use this Website. We do not sell the personal information of minors under the age of 16.

Analytics programs

This Website uses Google Analytics to collect information about you and your behaviors. If you would like to opt out of Google Analytics, please visit

https://tools.google.com/dlpage/gaoptout/

Information retention

Your rights

Depending upon where you reside, you may have the following rights with regard to your personal information:

RightApplies ToThe right to access the personal information that we have collected about you.Residents of California onlyThe right to know what personal information we have collected about you, including the categories of personal information, the categories of sources from which the personal information was collected, the business or commercial purpose for collecting, selling or sharing personal information, the categories of third parties to whom we disclose the personal information.Residents of California onlyThe right to know whether your personal information is sold or disclosed and to whom.Residents of California onlyThe right to say no to the sale of your personal information.Residents of California and Nevada onlyThe right to opt out of the sharing of your personal information.Residents of California onlyThe right to request that we delete all or some of the personal information that we have collected on you.Residents of California onlyThe right not to be discriminated against based upon your exercise of your privacy rights.Residents of California onlyThe right to equal service and price, even if you exercise your privacy rights.Residents of California onlyThe right to ask us to transmit your personal information that we have collected on you to another provider (where technically feasible).Residents of California onlyThe right to request that we amend any of the information that we have collected about you.Residents of California onlyThe right to receive the personal information that we hold about you in a portable and, to the extent feasible, a readily usable format that allows you to transmit this information to another entity.Residents of California onlyThe right to limit the use and disclosure of your sensitive personal information.Residents of California only

Exercising your rights

You may exercise the rights specified above by submitting a consumer request to:

Cox Financial

admin@wymedins.com

(307) 204-2800

PO Box 406 Logan, UT 84323

USA

wymedins.com

If you use our cookie consent banner to exercise your privacy rights, the opt out signal will be applied to your browser. If you opt-out by contacting us as stated above, your preference will be applied to your account and our databases, including offline sales.

We will need to verify your identity prior to effectuating your request. To verify your identity, you will need to provide us with the following information with your request:

Name;Phone number;IP address;Email address.

Please note that we may be unable to process your request if you do not provide us with the above information.

You may also designate an authorized agent to exercise your rights on your behalf. You may designate an agent via any of the ways used to submit requests on your behalf. We will request the agent to verify that he or she has the authority to submit requests on your behalf. We will do so by asking the agent to submit the following information:

The requester's valid government-issued ID.

Please note that we may not be able to process your request if your designated agent and/or you do not provide us with the above information.

We will respond to most consumer requests within 30 to 45 days of receipt, depending upon where you reside. However, some requests may take longer. We will notify you in writing if we need more time to respond. We have the ability to deny your request(s) if certain exceptions in the law apply. If we do deny your request, we will provide you with the reasons for such denial. Normally, we do not charge a fee to process or respond to consumer requests. However, for residents of certain states or countries, we may charge a fee if the request is excessive, repetitive or manifestly unfounded.

Third-party websites

This Website may contain hyperlinks to websites operated by parties other than us. We provide such hyperlinks for your reference only. We do not control such websites and are not responsible for their contents or the privacy or other practices of such websites. It is up to you to read and fully understand their Privacy Policies. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators.

Do Not Track

Do Not Track is a preference you can set on your browser to inform websites that you do not want to be tracked. We do not support Do Not Track ("DNT"). You can either enable or disable Do Not Track by visiting the Preferences or Settings page of your browser.

Changes to Privacy Policy

We reserve the right to amend this Privacy Policy at any time. We will notify you of any changes to this Privacy Policy by posting the updated Privacy Policy to this website or application.

Questions

If you have any questions about this Privacy Policy, please contact us at

admin@wymedins.com.